The new year is almost here, and so is a fresh wave of government payments from the Canada Revenue Agency (CRA). These benefits, available in January 2025, can provide financial relief after the holidays, helping with everything from childcare to retirement needs.
From monthly staples like the Canada Child Benefit (CCB) and Canada Pension Plan (CPP) to quarterly payouts such as the GST/HST Credit and the Canada Workers Benefit (CWB), these payments ensure Canadians receive vital support as the year begins.
Table of Contents
January 2025 CRA Benefits Overview
Here’s a complete list of CRA payments arriving in January 2025, along with details on eligibility, payment amounts, and dates:
- GST/HST Credit
- Advanced Canada Workers Benefit
- Ontario Trillium Benefit
- Canada Carbon Rebate
- Canada Child Benefit
- Old Age Security
- Canada Pension Plan
- Veteran Disability Pension
GST/HST Credit
The GST/HST Credit is a tax-free, quarterly payment for low- and modest-income individuals and families to offset the GST or HST they’ve paid.
Eligibility:
- At least 19 years old (younger individuals may qualify if married, in a common-law partnership, or living with a child).
- Must be a Canadian resident for tax purposes.
Payment Amounts:
- Up to $129.75 if you’re single.
- Up to $170 if married or in a common-law relationship.
- An additional $44.75 per child under 19.
Next Payment Date: January 3, 2025
Advanced Canada Workers Benefit
The Advanced Canada Workers Benefit (ACWB) offers advance payments of up to 50% of the annual CWB for low-income individuals and families.
Eligibility:
- Canadian residents with earned income below their province’s threshold.
- Must be at least 19 years old or live with a spouse, common-law partner, or dependent child.
Payment Amounts:
- Up to $253 for singles.
- Up to $436 for families.
- Additional $130.66 for disability supplement recipients.
Next Payment Date: January 10, 2025
Ontario Trillium Benefit
The Ontario Trillium Benefit (OTB) provides monthly support for low- and moderate-income residents, combining the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit.
Eligibility:
- Must have filed a 2023 income tax return.
Payment Amounts:
- Up to $104 for individuals aged 18–64 or $118.41 for seniors.
- Up to $15–$23.08 for Northern Ontario residents.
- Up to $30 per family member for the Ontario Sales Tax Credit.
Next Payment Date: January 10, 2025
Canada Carbon Rebate
The Canada Carbon Rebate (CCR) helps Canadians offset federal pollution pricing costs, with additional supplements for rural residents.
Eligibility:
- Reside in eligible provinces, including Ontario, Alberta, and Saskatchewan.
- Must be at least 19 years old or meet family-related eligibility criteria.
Payment Amounts in Ontario:
- $140 per individual.
- $70 for a spouse or first eligible child.
- $35 per additional child.
- Rural residents receive an extra 20%.
Next Payment Date: January 15, 2025
Canada Child Benefit
The Canada Child Benefit (CCB) supports families with children under 18 by providing monthly tax-free payments.
Eligibility:
- Must live with and be responsible for a child under 18.
- Must be a Canadian resident for tax purposes.
Payment Amounts:
- Up to $648.91 per month per child under 6.
- Up to $547.50 per month per child aged 6–17.
Next Payment Date: January 20, 2025
Old Age Security
The Old Age Security (OAS) pension provides monthly support to Canadians aged 65 and older.
Eligibility:
- Must have lived in Canada for at least 10 years after age 18 (20 years for those living abroad).
Payment Amounts:
- Up to $727.67 for those aged 65–74.
- Up to $800.44 for those 75 or older.
Next Payment Date: January 29, 2025
Canada Pension Plan
The Canada Pension Plan (CPP) delivers reliable monthly payments to help Canadians replace income post-retirement.
Eligibility:
- Must be at least 60 years old.
- Must have contributed to CPP during employment.
Payment Amounts:
- Maximum of $1,364.60 per month for those starting CPP at age 65.
Next Payment Date: January 29, 2025
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“CPP, RRSP, TFSA, FHSA, AMT, and OAS Updates: Key Changes Announced by the CRA”
Veteran Disability Pension
The Veteran Disability Pension supports veterans with service-related disabilities through lifetime monthly payments.
Eligibility:
- Diagnosed medical condition connected to military service.
Payment Amounts:
- Maximum of $3,357.30 per month for Class 1 disabilities.
- Additional amounts for dependents: $839.33 for a spouse, $436.45 for the first child, and more.
Next Payment Date: January 2025
Final Thoughts
January 2025 is packed with government benefits to help Canadians ease financial pressures and achieve their goals. By understanding your eligibility and payment timelines, you can make the most of these CRA programs to start the year on a strong note.
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