The new year is just around the corner, and with it comes a fresh wave of financial support from the Canada Revenue Agency (CRA) and Revenu Québec. These payments aim to provide relief post-holidays and support everything from child benefits to pensions.
Here’s a detailed breakdown of the payments you can expect in January 2025, covering federal and provincial programs that help Quebecers navigate the cost of living.
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Federal and Provincial Benefits in January 2025
Below are the key programs that will deliver payments this month, along with their eligibility requirements, amounts, and payment dates.
Family Allowance
The Family Allowance supports families in Quebec with children under 18, helping to offset the costs of raising kids. Payments are sent quarterly in January, April, July, and October, or monthly if you opt for that schedule.
- Payment Amounts:
- Maximum annual payment: $2,923 per child (+$1,026 for single parents).
- Minimum annual payment: $1,163 per child (+$409 for single parents).
- Additional $121 per child for school supplies.
- Extra assistance for children with disabilities.
- Next Payment Date: January 3, 2025.
Solidarity Tax Credit
This refundable tax credit helps low- and middle-income Quebecers offset housing costs, the Quebec Sales Tax (QST), and the higher cost of living in northern areas.
- Payment Amounts:
- Based on income thresholds and family situation.
- Payment schedule:
- $240 or less: Lump sum in July.
- $241–$799: Quarterly payments (January, April, July, October).
- $800 or more: Monthly payments.
- Next Payment Date: January 3, 2025.
GST/HST Credit
This federal tax-free quarterly payment helps low- and modest-income families recover some of the sales taxes they’ve paid.
- Payment Amounts (January 2025):
- $129.75 (single individuals).
- $170 (married or common-law couples).
- $44.75 per child under 19.
- Next Payment Date: January 3, 2025.
Shelter Allowance
The Shelter Allowance Program provides monthly support to low-income households struggling with high housing costs.
- Payment Amounts: Up to $170 per month, retroactive to October 2024 if applicable.
- Next Payment Date: First five days of January 2025.
Advanced Canada Workers Benefit
This program offers advance payments to eligible low-income workers, providing up to 50% of their annual entitlement in installments.
- Payment Amounts:
- Up to $253 (single individuals).
- Up to $436 (families).
- Additional $130.66 for those qualifying for the disability supplement.
- Next Payment Date: January 10, 2025.
Public Sector Pension Plans (RREGOP, RRPE, etc.)
Quebec retirees in public sector pension plans receive monthly payments for life.
- Next Payment Date: January 15, 2025.
Canada Child Benefit (CCB)
The CCB is a tax-free monthly payment for families raising children under 18, with extra support for children with disabilities.
- Payment Amounts:
- Up to $648.91/month per child under 6.
- Up to $547.50/month per child aged 6–17.
- Next Payment Date: January 20, 2025.
Old Age Security (OAS)
The OAS pension provides financial support to Canadians aged 65 and older, adjusted quarterly for inflation.
- Payment Amounts (January–March 2025):
- $727.67/month (ages 65–74).
- $800.44/month (ages 75+).
- Next Payment Date: January 29, 2025.
Quebec Pension Plan (QPP)
The QPP offers lifetime retirement income for individuals who contributed during their working years.
- Payment Amounts:
- Maximum (at age 65): $1,365/month.
- Average: $682/month.
- Next Payment Date: January 31, 2025.
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Veteran Disability Pension
This monthly payment supports veterans with service-related disabilities, including additional payments for dependents.
- Payment Amounts:
- Up to $3,357.30/month for the highest disability level.
- Additional: $839.33 (spouse), $436.45 (first child), $318.94 (second child), $251.80 (each additional child).
Final Thoughts
January 2025 brings a robust lineup of federal and provincial payments to help Quebecers manage the cost of living. From child benefits to pensions, these programs are designed to provide financial stability and support as the year begins.
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