Pension income splitting can be a powerful tool for retirees to optimize their tax burden, increase government benefits, and achieve financial equilibrium in retirement. By […]
When a loved one receiving CPP or OAS passes away, it’s essential to act promptly to notify Service Canada and cancel their benefits. Here’s a […]
The Government of Canada administers a variety of financial benefits designed to support citizens at various life stages and circumstances, including retirement, parenting, or coping […]
The Old Age Security (OAS) program, a cornerstone of Canada’s social safety net, provides monthly payments to eligible seniors aged 65 and older. In 2025, […]
The cost-of-living adjustment (COLA) for Canadian Public Service Pension Plan (PSPP) retirees and their survivors in 2025 is set at 2.7%, providing essential inflation protection. […]
The Canada Pension Plan (CPP) is a key pillar of retirement income for Canadians. Deciding when to start receiving your CPP payments is one of […]
The Canada Pension Plan (CPP) and Old Age Security (OAS) benefits are set to increase in 2025 due to annual indexation adjustments that reflect inflation […]
When it comes to retirement benefits in Canada, many retirees wonder: Is the deferral enhancement for Old Age Security (OAS) higher, lower, or the same […]
Old Age Security (OAS) offers an essential source of retirement income for Canadians aged 65 and older. However, for high-income earners, the decision to apply […]
The Canada Pension Plan (CPP) is a cornerstone of retirement income for many Canadians, providing monthly benefits based on contributions made throughout an individual’s working […]
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