Kathy Hilton

Taking care of children is one of life’s greatest joys, but let’s be real—raising kids isn’t cheap. From diapers to college tuition, the expenses pile up quickly. That’s where the Child Tax Credit (CTC) comes in, offering financial relief to families across the U.S. Many eligible families miss out simply because they don’t know they Continue reading

When you hit 65, it’s not just about celebrating another year—it’s about making critical financial decisions that shape your retirement. For those like Sarah, who are still working full-time, managing survivor benefits, and planning for CPP (Canada Pension Plan) and OAS (Old Age Security), the questions can feel overwhelming. Let’s break it down. Understanding CPP Continue reading

Starting April 1, hundreds of thousands of Canadian workers are set to receive a long-awaited pay raise as the federal minimum wage increases. This adjustment aims to support workers in the federally regulated private sector and reflects Canada’s commitment to reducing income inequality. A Closer Look at the Upcoming Federal Minimum Wage Increase Currently, the Continue reading

The Canadian government is set to roll out tax-free disability benefits this Friday, offering financial relief to thousands of eligible individuals. If you’re a veteran, member of the Canadian Armed Forces, RCMP, or even a civilian impacted by wartime service, this guide breaks down everything you need to know about the upcoming payments. What Are Continue reading

In a significant shift set to simplify the tax process for high-income earners, parents who are liable to pay the High Income Child Benefit Charge (HICBC) will soon be able to settle the charge directly through their payslips. This change, announced as part of the UK Spring Statement, aims to eliminate the need for many Continue reading

Quebec’s new budget for the fiscal year 2025-2026, announced on March 25 by Finance Minister Eric Girard, brings a range of significant financial shifts, particularly for parents who rely on the childcare tax credit. With the province grappling with a record deficit of $13.6 billion, the government is making some tough choices, one of which Continue reading

As April draws near, Quebec residents can look forward to another round of government payments designed to provide some financial relief for various aspects of daily life. Whether you’re managing household expenses, saving for a special occasion, or looking for some extra cushion in your budget, these payments from both provincial and federal programs are Continue reading