In the vast landscape of financial investments, BMO GIC rates emerge as a secure and lucrative option for individuals seeking stability and growth in their portfolios.
BMO’s Guaranteed Investment Certificates (GICs) stand out in the market for their reliability and competitive returns.
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In this article, we will discuss the BMO offers both Fixed Rate GICs, providing a set interest over a predetermined period, and Variable Rate GICs, offering flexibility with interest rates.
BMO GIC Interest Rates Special Offer
Assess your financial goals and choose a GIC term that aligns with your investment timeline. Optimize returns by reinvesting interest earned, compounding your wealth over time.
BMO Special Offer GIC Interest Rates
| GIC Term | Interest Rate |
|---|---|
| 18-Month | 4.750% |
| 2-Year | 4.00% |
BMO GIC Rates Non-Cashable Investments
| GIC Term | Investment | Annual / Annual Compound Interest Payment Option | Monthly / Semi-Annual Interest Payment Option |
|---|---|---|---|
| 1 year – under 18 months | $1,000+ | 4.750% | 4.650% |
| 18 months – under 19 months | $1,000+ | 4.750% | 4.650% |
| 19 months – under 2 years | $1,000+ | 4.750% | 4.650% |
| 2 years – under 3 years | $1,000+ | 4.000% | 3.900% |
| 3 years – under 4 years | $1,000+ | 4.500% | 4.400% |
| 4 years – under 5 years | $1,000+ | 4.000% | 3.900% |
| 5 years – under 6 years | $1,000+ | 4.000% | 3.900% |
| 6 years – under 7 years | $1,000+ | 4.250% | 4.150% |
| 7 years exactly | $1,000+ | 4.300% | 4.200% |
| 10 years exactly | $1,000+ | 4.350% | 4.250% |
BMO Cashable Rate Riser GIC Rates
| 3 Years of Investment | Interest Rates |
|---|---|
| 1st year | 3.000% |
| 2nd year | 4.000% |
| 3rd year | 5.000% |
| Annual Compound Equivalent for 3 years | 4.000% |
BMO Rate Riser GIC Rates
| GIC Years of Investment | 2 Years | 3 Years | 5 Years |
|---|---|---|---|
| 1st Year | 3.800% | 4.250% | 3.800% |
| 2nd Year | 4.000% | 4.400% | 3.850% |
| 3rd Year | – | 4.550% | 3.900% |
| 4th Year | – | – | 3.950% |
| 5th Year | – | – | 4.000% |
| Annual Compound Equivalent | 3.900% | 4.400% | 3.900% |
BMO Air Miles GIC Rates
| GIC Term | $5,000 – $24,999 | $25,000 – $99,999 | $100,000 – $249,999 | $250,000 – $499,999 | $500,000 – $999,999 |
|---|---|---|---|---|---|
| 364 days | 3.000% | 3.000% | 3.000% | 3.000% | 3.000% |
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Benefits of Investing in BMO GIC Rates
- Security and Stability: BMO GICs are known for their stability, making them an ideal choice for risk-averse investors.
2. Competitive Interest Rates: Enjoy attractive interest rates that outperform traditional savings accounts, ensuring your money works harder for you.
3. Flexibility in Terms: BMO GICs provide flexibility in choosing terms, allowing investors to align their investments with their financial goals.
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