Hey parents! Did you know you could get more out of your Canada Child Benefit (CCB)? Beyond the federal payments, you may qualify for extra provincial or territorial top-ups depending on where you live. These add-ons can make a big difference in your monthly budget, so let’s dive into what’s available across Canada in 2025.
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What Is the Canada Child Benefit?
The Canada Child Benefit is a tax-free monthly payment from the Canada Revenue Agency (CRA) designed to help families with the cost of raising children. For 2025, eligible families can receive up to $648 per child per month. But wait, there’s more! Some provinces and territories provide additional payments to further support families.
How Do These Top-Ups Work?
When you apply for the CCB, the CRA automatically assesses your eligibility for any applicable provincial or territorial benefits. These extra payments are seamlessly added to your monthly CCB, so you don’t need to do anything extra—just check your eligibility and enjoy the bonus.
Depending on where you live, these additional benefits could mean up to $300 more per child each month. Here’s a breakdown of the benefits available by province and territory in 2025.
Provincial and Territorial Child Benefits
British Columbia
Families in British Columbia can benefit from the BC Family Benefit (BCFB):
- First child: Up to $182.33 per month.
- Second child: Additional $114.58.
- Each additional child: $93.75.
- Single-parent families receive an extra $41.66.
Benefits begin phasing out at a family net income of $35,902 and end completely at $114,887.
New Brunswick
Parents in New Brunswick may qualify for the New Brunswick Child Tax Benefit (NBCTB):
- Up to $20.83 per child monthly (phases out after $20,000 family income).
Plus, the New Brunswick Working Income Supplement (NBWIS) adds $20.83 for families earning $10,000+.
Newfoundland & Labrador
Eligible families can receive the Newfoundland and Labrador Child Benefit:
- First child: $152.16 monthly.
- Second child: $161.33.
- Additional children: Up to $186.16.
For children under five, the Early Childhood Nutrition Supplement (ECNS) provides an extra $150 per month.
Northwest Territories
The Northwest Territories Child Benefit includes:
- Children under 6: $67.91 monthly for the first child, decreasing amounts for additional children.
- Children 6-17: $54.33 for the first child, with similar reductions for additional children.
Nova Scotia
The Nova Scotia Child Benefit (NSCB) offers $127.08 per child under 18. Benefits phase out between $26,000 and $34,000 family net income.
Nunavut
Parents in Nunavut may qualify for the Nunavut Child Benefit (NUCB):
- $29 per child monthly.
- Additional workers’ supplement: $24.16 for one child or $30.75 for two or more children (based on earned income).
Ontario
The Ontario Child Benefit (OCB) provides up to $140 per month per child for families with incomes below $25,646.
Prince Edward Island
Starting January 2025, the new PEI Child Benefit (PEICB) offers:
- $30 per child monthly for families earning less than $45,000.
- Partial benefits for families earning up to $80,000.
Yukon
The Yukon Child Benefit (YCB) provides $76.50 per child monthly for families with incomes under $35,000. Partial benefits are available for higher incomes.
Provinces Administering Separate Benefits
If you live in Alberta, Manitoba, Quebec, or Saskatchewan, your CCB payment includes only the federal portion. These provinces manage their own child and family benefits independently.
CRA CCB Notice: What It Means and How It Impacts Your Benefits
Canada Child Benefit Boost for 2025: How Much More Will You Receive?
Canada Child Benefit Cheques Despite Postal Disruptions due to Canada Post Strike
How to Calculate Your Benefits
Want to know how much you’re eligible to receive? Use the CRA’s Child and Family Benefits Calculator to get an accurate estimate based on your income and family size. This tool includes federal, provincial, and territorial benefits to give you a full picture of your entitlements.
Final Thoughts
The Canada Child Benefit is already a valuable resource, but adding these provincial and territorial top-ups can provide even greater support. Be sure to check what’s available in your area and make the most of these programs to ease the financial challenges of raising children.
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