The Ontario Trillium Benefit (OTB) is a refundable tax credit designed to help Ontarians manage energy costs, sales tax, and property taxes. Combining three credits into one payment, the OTB provides financial support to eligible individuals and families. Here’s a complete guide to understanding, qualifying for, and maximizing this benefit.
Table of Contents
What is the Ontario Trillium Benefit?
The OTB merges three tax credits into a single payment:
- Ontario Energy and Property Tax Credit (OEPTC): Helps offset property tax and energy costs.
- Ontario Sales Tax Credit (OSTC): Provides relief from the sales tax burden.
- Northern Ontario Energy Credit (NOEC): Offers additional support for energy costs in Northern Ontario.
The payment schedule and amount vary depending on your annual income tax return.
Who is Eligible for the OTB?
You may qualify for the Ontario Trillium Benefit if you meet any of the following conditions:
- Paid property tax or rent for your main residence in Ontario in the prior year.
- Covered living costs for a nursing home.
- Paid energy costs while living on an Ontario reserve.
- Lived in a post-secondary school residence during the prior year.
Eligibility is determined by your family’s net income from the previous tax year and factors such as residence, family status, and age.
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How Much Can You Receive?
The amount of OTB payments depends on your family’s situation and income:
- Singles: Can receive up to $180.
- Families: Can receive up to $277.
- Northern Ontarians: May qualify for additional amounts through the Northern Ontario Energy Credit.
Use the Child and Family Benefits Calculator to estimate your entitlement.
How to Apply for the Ontario Trillium Benefit
To apply for the OTB, follow these steps:
- File Your Taxes: Submit your 2023 income tax and benefit return, ensuring you complete the ON-BEN form.
- CRA Assessment: The Canada Revenue Agency (CRA) uses your tax return information to assess eligibility and calculate your benefit.
- Family Applications: For families, the OSTC component is paid to the individual whose return is assessed first.
When Are Payments Made?
The OTB payment schedule depends on your total entitlement:
- More than $360: You can choose between monthly payments or an annual lump sum in July.
- $360 or less: Paid annually in July without the option for monthly payments.
2025 Payment Schedule:
- January 10, 2025
- February 10, 2025
- March 10, 2025
- April 10, 2025
- May 9, 2025 (adjusted for the weekend)
- June 10, 2025
- July 10, 2025
- August 8, 2025 (adjusted for the weekend)
- September 10, 2025
- October 10, 2025
- November 10, 2025
- December 10, 2025
Frequently Asked Questions
- Can everyone receive the OTB?
No, eligibility is based on income, residence type, and whether you apply annually by filing your income tax return. - Can I change my payment preference?
Yes, if you qualify for monthly payments, you can opt for a lump sum or vice versa. - How do I get help if I have questions?
Contact the Province of Ontario at 1‑866‑ONT‑TAXS (1‑866‑668‑8297) for assistance.
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Why the OTB Matters
The Ontario Trillium Benefit provides vital financial relief, helping individuals and families manage the rising costs of living in Ontario. By combining multiple tax credits into one, it simplifies support while ensuring you get the assistance you deserve.
Make sure to file your taxes and complete the ON-BEN form to access this valuable benefit!
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