The Canada Revenue Agency (CRA) is set to distribute the much-anticipated GST/HST credit on April 4, 2025, bringing vital financial relief to low- and modest-income Canadians. This quarterly, tax-free benefit is designed to offset the cost of everyday essentials like groceries, gas, and clothing.
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Whether you’re a long-time resident, a newcomer to Canada, or a temporary resident curious about your eligibility, this guide covers everything you need to know—from eligibility criteria to upcoming increases in payments.
What Is the GST/HST Credit?
The GST/HST credit is a cornerstone of Canada’s social support system, providing quarterly, non-taxable payments to help Canadians manage the hidden costs of the Goods and Services Tax (GST) and Harmonized Sales Tax (HST).
Why It Matters:
- Quarterly Payments: Issued four times a year, including the April 4, 2025, disbursement.
- Income-Based: Determined by your previous year’s tax return (2023 for the current cycle).
- Family-Friendly: Covers you, your spouse or common-law partner, and dependent children under 19.
For newcomers to Canada, this benefit can ease the transition with tangible financial support.
Who Qualifies for the April 4, 2025 GST/HST Payment?
Eligibility for the GST/HST credit is based on several factors. Here’s what you need to know:
General Eligibility Criteria:
- Canadian Residency: Must be a resident of Canada for tax purposes as of April 1, 2025 (includes permanent residents, citizens, and certain temporary residents).
- Age Requirement: At least 19 years old in the month the payment is issued, with exceptions for:
- Married or common-law couples.
- Parents living with their child.
- Income Thresholds: Based on your Adjusted Family Net Income (AFNI).
Newcomers to Canada:
- If you’ve recently arrived (as a student, work permit holder, or new permanent resident), you can qualify—but you must file a tax return to trigger the credit.
- Temporary Residents: Must have lived in Canada for at least 183 days in a year and intend to stay.
How to Apply for the GST/HST Credit
Getting your April 4, 2025, payment is simple—but newcomers may need extra steps.
For Existing Canadian Residents:
- File Your Taxes: The CRA uses your 2023 tax return to assess eligibility.
- Automatic Enrollment: No separate application needed. The CRA sends a notice in July 2024 outlining your quarterly amounts.
For Newcomers & Temporary Residents:
- Without Children: Complete Form RC151 (GST/HST Credit Application for New Residents).
- With Children: Fill out Form RC66 (Canada Child Benefit Application) and Form RC66SCH (Status in Canada & Income Info).
📌 Tip: Submit forms early to ensure enrollment by April 2025.
How Much Will You Receive on April 4, 2025?
The GST/HST credit isn’t one-size-fits-all—it’s tailored based on your income and family size.
Current Maximum Amounts (July 2024–June 2025):
- Single Individual with Child: Up to $519 annually ($129.75 per quarter).
- Married/Common-Law Couple: Up to $680 annually ($170 per quarter).
- Per Child Under 19: $179 annually ($44.75 per quarter).
Real-Life Examples:
- Single Person (Low Income): $129.75 on April 4.
- Couple with Two Kids: Up to $1,038 annually (or $259.50 per quarter).
Upcoming GST Payment Increase Effective July 2025
Starting July 2025, payments will increase based on your 2024 tax return to account for inflation:
- Single Individuals with a Child: Up to $533 annually (up from $340).
- Couples: Up to $698 annually (combined).
- Per Child: Up to $184 annually (previously $179).
For a family of four, this could mean up to $1,066 annually—a significant boost to support rising living costs.
Income Thresholds & Phase-Outs Effective July 2025
Your credit is based on your Adjusted Family Net Income (AFNI). The CRA adjusts thresholds annually:
- Phase-In Threshold: $11,337 (up from $11,039 in 2024).
- Phase-Out Threshold: $45,521 (up from $44,324 in 2024).
💡 Tip: Use the CRA’s Child and Family Benefits Calculator to estimate your exact payment.
How Does the CRA Calculate Your GST Payments?
- Submit Your Tax Return: For the current cycle, the CRA uses your 2023 return.
- Eligibility Notice: The CRA sends a notice in July 2024 outlining your credit.
- Quarterly Payments: Deposited into your bank account on:
- April 4, 2025
- July 4, 2025 (with increased amounts)
- October 3, 2025
What Are the GST Payment Dates for 2025?
📅 Mark Your Calendar:
- April 4, 2025
- July 4, 2025
- October 3, 2025
If you miss a payment, contact the CRA within 10 business days.
New GST Payment Scheduled for January 3, 2025
CRA 2025 Updates: 5 Key Tax Changes That Will Impact Canadians
5 New CRA Benefit Payments Launching in January 2025
CRA Mileage Rates 2025: Everything You Need to Know for Business Driving and Tax Claims
New CRA Tax Brackets for 2025: Changes and Updates
What If You Miss the April 4, 2025 Payment?
Don’t panic if your payment doesn’t arrive by April 15, 2025. Here’s what to do:
- Check CRA My Account: Verify your eligibility and payment status.
- Update Your Info: Ensure your bank details are current.
- Contact the CRA: Call 1-800-387-1193 for assistance.
Other CRA Benefits Coming in April 2025
In addition to the GST/HST credit, the CRA is distributing other benefits in April 2025:
- Ontario Trillium Benefit (OTB): April 10, 2025
- Canada Carbon Rebate (CCR): April 22, 2025
- Canada Child Benefit (CCB): April 17, 2025
Final Thoughts
The GST/HST credit is more than just a payment—it’s a vital tool to support Canadians facing economic challenges. With the next disbursement on April 4, 2025, and an increase in July, now’s the time to ensure you’re enrolled.
