The UK’s Department for Work and Pensions (DWP) has officially addressed growing calls to reinstate Cost of Living Payments (CoLPs), which were originally introduced to support low-income, disabled, and pensioner households during the financial strain of rising living costs. Despite continued public demand and parliamentary inquiries, the government has confirmed that these payments will not Continue reading
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Secondary Suite Forgivable Loan Program 2025: A Boost for Housing Solutions
The Secondary Suite Loan Program is set to undergo a significant upgrade in early 2025, doubling its loan limit from $40,000 to $80,000. This initiative is designed to help Canadian homeowners create rental units like basement suites or laneway homes on their properties, providing an accessible financing option to address the country’s growing housing crisis. Continue reading
Canada Revenue Agency $928 Payment 2025: Eligibility & Dates
The Canada Revenue Agency (CRA) plays a vital role in administering benefits and programs designed to support Canadians. Among these, the $928 payment has gained significant attention in 2025 as a crucial financial relief measure. Whether you’re hearing about this payment for the first time or seeking more details, this article breaks down everything you Continue reading
Cost of Living Benefits and Bill Changes in January 2025: What You Need to Know
As 2025 kicks off, a range of updates will impact Irish households, from increased social welfare payments to higher minimum wages and revised tax exemptions. This comprehensive guide breaks down all the major changes so you can plan ahead. Social Welfare Payments: A Boost Across the Board Starting January, most social welfare payments will see Continue reading
How Much State Pension Increase for 2025? Payment Dates & New Rates
The UK State Pension is scheduled to rise by 4.1% in April 2025, providing pensioners with a welcome boost to their incomes. This adjustment is part of the government’s commitment to the “triple lock” system, which ensures that pensions increase annually by the highest of three measures: inflation, average wage growth, or a minimum of Continue reading
Canada Disability Benefit Increase for 2025: Everything CPP Pensioners Need to Know
As Canada continues to enhance its social support programs, the Canada Pension Plan (CPP) disability benefit is set to see a significant increase in 2025, offering greater financial support to those unable to work due to severe and prolonged disabilities. With enhancements to benefit amounts and continued adjustments for inflation, the program aims to better Continue reading
Unlock Financial Support: How Pension Credit Opens the Door to Free TV Licences, Winter Fuel Payments, and More
The Department for Work and Pensions (DWP) has revealed that an additional 42,500 households are now benefiting from Pension Credit. This vital financial aid not only supplements income during retirement but also unlocks a host of other support measures, including free TV licences for those over 75 and the Winter Fuel Payment, worth up to Continue reading
Unlock Free or Discounted TV Licences: A Complete Guide for Eligible Individuals
Watching TV can be one of life’s simple pleasures, but did you know you might be entitled to a free or discounted TV licence? Whether you’re over 75, registered blind, or living in residential care, there are options to reduce or eliminate the cost of your TV licence. Here’s everything you need to know. Free Continue reading
How Can You Avoid CPP and OAS Clawback in 2025?
If you’re receiving CPP Canada Pension Plan benefits, you may wonder whether you’ll eventually face the Old Age Security (OAS) clawback. The OAS clawback is a reduction of $0.15 for every dollar of income you earn above $90,977 (as of 2024). Once your income reaches $149,000, your OAS payments are fully clawed back, leaving you Continue reading
Canada New Mortgage Refinance Rules Under Secondary Suite Program 2025
The Canadian government is taking decisive steps to address the housing crisis by transforming underused spaces into homes and empowering homeowners to increase housing density. With a housing plan aimed at building 4 million homes by 2031, the federal government has announced significant measures to unlock vacant lands, retrofit underused federal properties, and support secondary Continue reading