Martin Lewis Reveals How You Could Claim £5,800 From DWP – Are You Missing Out?

Martin Lewis Reveals How You Could Claim £5,800 From DWP – Are You Missing Out?

Martin Lewis, founder of Money Saving Expert (MSE), has unveiled a crucial tip that could help thousands of people claim a substantial sum of money from the Department for Work and Pensions (DWP). For individuals earning up to £35,000, there’s a potential windfall of £5,800 a year through Universal Credit – a benefit that could be going unclaimed by over a million people across the UK.



How Much Could You Be Missing Out On?

According to MSE, a staggering 1.4 million people may be losing out on Universal Credit payments, with many not even realising they’re eligible. The average missed amount is £5,800 per year. This support is designed to help individuals with low or no income manage their living costs, including housing and childcare. Even those earning up to £60,000 could qualify if they have dependants or significant childcare expenses.

Universal Credit is a “catch-all” benefit, supporting individuals who are out of work, working (including part-time and self-employed), or unable to work due to a health condition. The benefit aims to ease financial strain for households, and many are missing out simply because they don’t think they qualify.


Who is Eligible for Universal Credit?

To be eligible for Universal Credit, claimants must:

  • Be aged 18 to state pension age
  • Reside in the UK
  • Have savings or investments less than £16,000
  • Have a low income or no income

Even if you live with a partner, only your individual income is considered if you’re applying as a single person. If you live with a partner, the combined household income will be taken into account.

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Can You Still Apply If You’re Earning More Than £35,000?

It’s not just those on the lowest incomes who can apply. If your household income is up to £35,000 per year, you may still be eligible for Universal Credit, depending on factors like:

  • Having dependants
  • Paying for high childcare costs
  • High housing costs or rent

Martin Lewis explains that if you earn up to £60,000, you could still receive support if you have children, significant rent payments, or high childcare expenses.


The Impact of Missed Payments

For many people, the thought of claiming benefits might seem unnecessary or complicated, but it’s crucial to understand that missing out on Universal Credit could mean significant financial hardship. The typical amount of £5,800 is not a small sum, and for low-income earners, it could make a real difference in managing living and housing costs.

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How to Check Your Eligibility and Apply

If you think you might be eligible for Universal Credit, it’s essential to check your eligibility online through the official DWP website. The process is straightforward, and applications are made via an online portal, making it easier than ever to access support.

If you’re earning under £35,000 a year and think you could be missing out, don’t wait. Check now to see if you qualify for this essential benefit and claim the money you deserve. It could be the difference you need to cover everyday costs and stay financially secure.

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